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Equipment Financing

Press Brakes Financing

Direct answer

RCR International Finance LLC finances hydraulic and electric press brakes for sheet metal fabrication, structural, and job shops. Funding can cover the brake, CNC back gauge, and tooling for new and used machines, structured as an equipment loan or lease. Eligible machines, terms, and any down payment are subject to underwriting and approval based on the business and the equipment quote.

15-25 years

Typical useful life

New & used

What's financed

Loan / lease

Both available

The asset

Secured by

Subject to underwriting and approval.

R

Reviewed by the RCR International Finance LLC team

Commercial finance specialists · Last reviewed January 2026

Written to reflect how press brakes financing actually works and checked against our editorial & compliance standards.

?Quick answer

RCR International Finance LLC finances hydraulic and electric press brakes for sheet metal fabrication, structural, and job shops. Funding can cover the brake, CNC back gauge, and tooling for new and used machines, structured as an equipment loan or lease. Eligible machines, terms, and any down payment are subject to underwriting and approval based on the business and the equipment quote.

Plan ahead

Estimate your payment

Model a monthly payment for press brakes before you apply.

Open the estimator

What press brakes you can finance

A representative sample of eligible assets in this category.

Financing press brakes: the basics

RCR International Finance LLC arranges press brakes financing for businesses acquiring manufacturing equipment. Because the asset secures the deal, press brakes is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.

New press brakes include current CNC controls, back gauges, and warranty, which suits fabricators running tight-tolerance bending. Used hydraulic and servo brakes are widely financed and are evaluated on ram and cylinder condition, control generation, and tonnage. Both new and used purchases are subject to underwriting and approval.

A loan builds ownership and equity in the press brake, fitting fabricators keeping the machine for many years. A lease can lower upfront cost and ease upgrades to higher tonnage or newer controls. The right structure depends on production volume, tax planning, and retention plans.

Loan vs lease: which fits this asset?

Both options finance press brakes, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.

Equipment Loan

Build ownership

  • You own the equipment outright at the end of the term
  • Builds equity in the asset as you pay it down
  • Best for equipment with a long, productive useful life
  • Payments are typically higher than a comparable lease

Equipment Lease

Lower payments, flexibility

  • Lower monthly payments to preserve cash flow
  • Flexibility to upgrade, renew, or return at term end
  • Best for assets you replace or upgrade often
  • End-of-term purchase options may be available

Soft costs you can often include

Financing frequently covers more than the sticker price, so the asset is working from day one.

01

Rigging, freight, and machine placement

Roll rigging, freight, and machine placement into the financed amount where the structure allows.

02

Foundation, leveling, and power hookup

Roll foundation, leveling, and power hookup into the financed amount where the structure allows.

03

Punch and die tooling sets

Roll punch and die tooling sets into the financed amount where the structure allows.

04

Operator and CNC programming training

Roll operator and cnc programming training into the financed amount where the structure allows.

05

Applicable sales and use taxes

Roll applicable sales and use taxes into the financed amount where the structure allows.

How equipment financing works

1

Select equipment

Identify the press brakes and obtain a vendor quote with specifications.

2

Apply

Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.

3

Loan or lease

Choose an ownership-building loan or a lower-payment lease, subject to approval.

4

Vendor payment

On approval, financing pays the vendor and you take delivery.

Documents to finance press brakes

  • Signed equipment quote or invoice from the dealer
  • Recent business bank statements
  • Most recent business tax return
  • Machine details: make, model, year, tonnage, and control
  • Driver's license or owner ID
  • Completed credit application

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Industries that finance press brakes

Press Brakes financing by metro

Explore press brakes financing in major U.S. markets.

Key takeaways

  • Press Brakes can be financed new or used, with the equipment itself serving as collateral.
  • Choose a loan to build ownership or a lease for lower payments and flexibility.
  • Soft costs such as rigging, freight, and machine placement and foundation, leveling, and power hookup can often be rolled into the financed amount.
  • Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.

Proven Track Record

$566M+ funded across 78+ real closings

Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.

View Recent Closings

Finance press brakes for your business

RCR International Finance LLC can help you compare loan and lease options for press brakes.

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Related financing

Press Brakes financing FAQs

Can I finance a used press brake?
Used hydraulic and servo-electric press brakes are commonly financed. We request ram and cylinder condition, control generation, and tonnage so the machine can be valued, subject to underwriting.
Can tooling sets be included in the financing?
Punch and die tooling sets can usually be bundled when itemized on the same quote as the brake. Inclusion of tooling is determined during underwriting.
Can rigging and installation be financed?
Rigging, freight, foundation, and power hookup can often be bundled when itemized on the quote. Whether installation soft costs are included is reviewed during underwriting.
What term lengths are common for press brakes?
Terms are generally matched to the long useful life of a press brake, with newer machines supporting longer terms. Your specific term is determined during underwriting.

Important disclosure

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.

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