Commercial Financing for American Businesses
Direct answer
RCR International Finance LLC arranges commercial financing for U.S. businesses, including business financing, equipment financing, invoice factoring, accounts receivable financing, purchase order and inventory financing, commercial real estate and construction financing, and trade finance. The right structure is matched to your revenue, collateral, and use of funds, subject to underwriting and approval.
$566M+
Funded (recent)
78+
Closings
50 + DC
States served
Est. 2013
Track record
Subject to underwriting and approval.
50 States + DC
Nationwide commercial finance coverage
50+ Structures
From factoring to trade and real estate finance
B2B Focus
Built for established American businesses
Case-by-Case
Every file underwritten on its own merits
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. Explore genuine, closed commercial-finance transactions, anonymized by business type, across real estate, trade finance, equipment, and working capital.
View Recent Closings$2,180,000
COMMERCIAL BUILDING RATE & TERM REFINANCE
SHIPPING/DISTRIBUTION WAREHOUSE
$5,380,000
ACCOUNT RECEIVABLE & PURCHASE ORDER FINANCING
BEVERAGE BOTTLING COMPANY
$1,630,000
COMMERCIAL BUILDING RATE & TERM REFINANCE
RETAIL OFFICE BUILDING
$1,300,000
ACCOUNT RECEIVABLE FACTORING FACILITY
SECURITY GUARD SERVICES COMPANY
Capital built around how American businesses actually operate
RCR International Finance LLC is a commercial finance company serving businesses in all fifty states and Washington, DC. We are not a one-product lender. Instead, we work across the full range of commercial structures, from receivables-based working capital to equipment, real estate, and trade finance, so the funding fits the business rather than the other way around.
Every healthy company faces the same underlying challenge: timing. Revenue arrives weeks or months after the costs that generate it. Payroll is due every two weeks, suppliers want payment up front, and equipment fails on its own schedule. Commercial financing exists to close that gap so a capable, growing business is never held back by the calendar. RCR International Finance LLC can help evaluate options based on your business profile, cash flow, collateral, and goals.
Below you can explore each financing structure, the industries we serve, our nationwide coverage, and the tools that help you estimate and compare options. Subject to underwriting and approval.
Financing Solutions
Commercial Finance Structures
Business Financing
Flexible commercial capital for growth, payroll, and operations.
Explore Business Financing
Equipment Financing
Fund trucks, machinery, and equipment while preserving cash.
Explore Equipment Financing
Invoice Factoring
Turn unpaid B2B invoices into immediate working capital.
Explore Invoice Factoring
Accounts Receivable Financing
Borrow against outstanding invoices without selling them.
Explore Accounts Receivable Financing
Purchase Order Financing
Fund supplier costs to fulfill large confirmed orders.
Explore Purchase Order Financing
Inventory Financing
Use inventory as collateral to free up working capital.
Explore Inventory Financing
Commercial Real Estate Financing
Acquire, refinance, or develop income-producing property.
Explore Commercial Real Estate Financing
Construction Financing
Fund ground-up builds, renovations, and project draws.
Explore Construction Financing
Trade Finance
Fund import, export, and supply-chain transactions.
Explore Trade FinanceFind Your Fit
Which structure fits your need?
I need to buy an asset
Equipment Financing →
My invoices are paid slowly
Invoice Factoring →
I won an order I can't yet fund
Purchase Order Financing →
I'm buying or refinancing property
Commercial Real Estate →
Not sure? Use the business finance product matcher to narrow your options.
Industries We Serve
RCR International Finance LLC structures financing around the realities of each sector, the assets they own, the contracts they win, and the customers who pay them.
Construction
Purchasing or refinancing heavy equipment and vehicles
Explore →
Trucking
Getting paid immediately on delivered freight invoices
Explore →
Manufacturing
Buying or upgrading production machinery and automation
Explore →
Staffing
Funding weekly payroll against slow-paying client invoices
Explore →
Healthcare
Financing clinical, imaging, and diagnostic equipment
Explore →
Wholesale Distribution
Buying inventory in bulk to capture supplier discounts
Explore →
Import / Export
Paying overseas suppliers before goods ship
Explore →
Agriculture
Buying or refinancing farm machinery and equipment
Explore →
Restaurants
Buying kitchen and refrigeration equipment
Explore →
Why RCR International Finance
A finance partner since 2013, across the U.S. and worldwide
We are not a one-product lender. RCR International Finance LLC works across the full range of commercial and international trade finance, so the structure fits your business, backed by a real record of funded transactions.
- Established 2013 · member of the Michigan Economic Development Corporation
- Offices in the U.S. and Brazil · audited in the USA
- Over $566M funded across 78+ recent closings
Nationwide Coverage, All 50 States and Washington, DC
RCR International Finance LLC arranges commercial financing for businesses in every U.S. state. Select a state to view local markets, priority services, and financing structures.
Northeast
Midwest
South
A Clear Path From Inquiry to Funding
- 1
Tell us your goal
Share your use of funds, revenue profile, and timeline so we can scope structures that fit your business.
- 2
Submit core documents
Provide bank statements and financials so underwriting can assess cash flow, collateral, and the opportunity.
- 3
Review structures and terms
Compare available structures and indicative terms for your situation, subject to underwriting and approval.
- 4
Fund and put capital to work
On approval, finalize documentation and deploy capital toward your stated business purpose.
Compare Common Structures at a Glance
| Structure | Best when you need | Secured by |
|---|---|---|
| Business Financing | Flexible working capital | Cash flow or assets |
| Equipment Financing | To acquire equipment | The equipment itself |
| Invoice Factoring | Cash from unpaid invoices | Your receivables |
| Purchase Order Financing | To fulfill a confirmed order | The order and end customer |
| Commercial Real Estate | To buy or refinance property | The property |
| Trade Finance | To move goods across the supply chain | Trade documents and counterparties |
Estimate, compare, and prepare before you apply
Use the calculators and comparison guides to understand your options, then start an application when you're ready.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Calculators & Tools
Plan With Free Estimators
Equipment Payment Estimator
Estimated monthly payment
Invoice Factoring Advance Estimator
Estimated upfront advance and reserve
Purchase Order Finance Readiness Checker
Purchase order finance readiness score
Inventory Finance Calculator
Estimated available funding
Working Capital Need Calculator
Estimated working capital need
Commercial Real Estate Funding Checklist
Commercial real estate funding readiness score
Frequently Asked Questions
- What does RCR International Finance LLC do?
- RCR International Finance LLC is a U.S. commercial finance company that arranges business financing, working capital, equipment financing, invoice factoring, accounts receivable financing, purchase order financing, inventory financing, commercial real estate and construction financing, and trade finance for businesses nationwide. All financing is subject to underwriting and approval.
- What types of businesses do you work with?
- We work with established B2B and commercial businesses across industries including construction, trucking and logistics, manufacturing, staffing, healthcare, wholesale and distribution, import/export, agriculture, and professional services. The right structure depends on your revenue, assets, and use of funds.
- Where does RCR International Finance LLC provide financing?
- We provide commercial financing nationwide, across all 50 states and Washington, DC. Coverage includes major metropolitan markets, port and logistics hubs, industrial corridors, and commercial districts throughout the country.
- How do I choose the right financing structure?
- Start with your use of funds: an asset purchase points to equipment financing, slow-paying invoices point to factoring or accounts receivable financing, a confirmed order points to purchase order financing, and property points to commercial real estate financing. RCR International Finance LLC can help evaluate options based on your cash flow, collateral, and goals.
- Are rates or approval guaranteed?
- No. RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Every request is evaluated case by case, and program availability may vary. Documentation requirements depend on the financing structure.
Ready to discuss commercial financing?
RCR International Finance LLC can help evaluate options based on your business profile, cash flow, collateral, and goals.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.