Can RF shielding and room construction be financed?

Magnet room construction and RF shielding can often be bundled when itemized on the contractor or vendor quote alongside the system. Inclusion of these soft costs is determined during underwriting.

Are refurbished 1.5T and 3T systems eligible?

Yes. Refurbished MRI systems are commonly financed. We request field strength, coil package, and software version so the system can be valued, with term often matched to remaining service life, subject to approval.

Can rigging and crane placement be included?

Rigging, crane placement, and delivery can usually be bundled when itemized on the vendor quote alongside the magnet. Whether installation soft costs are included is reviewed during underwriting.

Do outpatient centers and mobile MRI operators qualify?

Fixed and mobile MRI operations are reviewed individually based on the entity, imaging plan, and the system. Eligibility and structure are subject to underwriting and approval.

Equipment Financing

MRI Machines Financing

Direct answer

RCR International Finance LLC finances magnetic resonance imaging (MRI) systems for hospitals, outpatient imaging centers, and orthopedic and neurology practices. Funding can cover the magnet, gradient and RF systems, coils, and installation, structured as an equipment loan or lease. Eligible systems, terms, and any down payment are subject to underwriting and approval based on the facility and the equipment quote.

Start an Application Call +1 248-939-2646

10-15 years

Typical useful life

New & used

What's financed

Loan / lease

Both available

The asset

Secured by

Subject to underwriting and approval.

Reviewed by the RCR International Finance LLC team

Commercial finance specialists · Last reviewed January 2026

Written to reflect how mri machines financing actually works and checked against our editorial & compliance standards.

?Quick answer

Plan ahead

Estimate your payment

Model a monthly payment for mri machines before you apply.

Open the estimator

What mri machines you can finance

A representative sample of eligible assets in this category.

GE SIGNA and Optima MRI platforms
Siemens MAGNETOM Sola and Aera systems
Philips Ingenia and Achieva MRI
Hitachi Echelon Oval and Airis units
1.5T and 3T closed-bore systems
Open and wide-bore configurations
Refurbished MRI systems

Financing mri machines: the basics

RCR International Finance LLC arranges mri machines financing for businesses acquiring medical imaging. Because the asset secures the deal, mri machines is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.

New MRI systems offer current field strength, coil technology, and warranty, which suits centers building long-term imaging programs. Refurbished 1.5T and 3T systems are commonly financed and are evaluated on magnet condition, coil package, and software version. Both new and refurbished units are subject to underwriting and approval.

A loan builds ownership of the MRI asset, fitting centers keeping systems across their depreciation schedule. A lease can reduce upfront commitment and ease technology refresh as coil and sequence capabilities evolve. The fit depends on scan volume, tax strategy, and upgrade plans.

Loan vs lease: which fits this asset?

Both options finance mri machines, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.

Equipment Loan

Build ownership

You own the equipment outright at the end of the term
Builds equity in the asset as you pay it down
Best for equipment with a long, productive useful life
Payments are typically higher than a comparable lease

Equipment Lease

Lower payments, flexibility

Lower monthly payments to preserve cash flow
Flexibility to upgrade, renew, or return at term end
Best for assets you replace or upgrade often
End-of-term purchase options may be available

Soft costs you can often include

Financing frequently covers more than the sticker price, so the asset is working from day one.

Rigging, crane placement, and delivery

Roll rigging, crane placement, and delivery into the financed amount where the structure allows.

RF shielding and magnet room construction

Roll rf shielding and magnet room construction into the financed amount where the structure allows.

Cryogen, chiller, and quench-vent installation

Roll cryogen, chiller, and quench-vent installation into the financed amount where the structure allows.

Workstation and PACS integration

Roll workstation and pacs integration into the financed amount where the structure allows.

Applicable sales and use taxes

Roll applicable sales and use taxes into the financed amount where the structure allows.

How equipment financing works

Select equipment

Identify the mri machines and obtain a vendor quote with specifications.

Apply

Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.

Loan or lease

Choose an ownership-building loan or a lower-payment lease, subject to approval.

Vendor payment

On approval, financing pays the vendor and you take delivery.

Documents to finance mri machines

Signed equipment quote or invoice from the vendor
Recent business bank statements
Most recent business tax return
System details: make, model, field strength, and coil package
Facility licensing or ownership documentation
Completed credit application

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Industries that finance mri machines

Healthcare

Financing clinical, imaging, and diagnostic equipment

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Medical Practices

Financing clinical and diagnostic equipment

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Professional Services

Covering payroll against net-term client invoices

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Key takeaways

MRI Machines can be financed new or used, with the equipment itself serving as collateral.
Choose a loan to build ownership or a lease for lower payments and flexibility.
Soft costs such as rigging, crane placement, and delivery and rf shielding and magnet room construction can often be rolled into the financed amount.
Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.

Proven Track Record

$566M+ funded across 78+ real closings

Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.

View Recent Closings

Finance mri machines for your business

RCR International Finance LLC can help you compare loan and lease options for mri machines.

Start an Application Call +1 248-939-2646

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

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