Can I finance a used fiber laser?

Used fiber and CO2 lasers are commonly financed. We request source hours, optics condition, and wattage, and may request an inspection so the machine can be valued, subject to underwriting.

Can automation and load/unload be included?

Shuttle tables, load/unload automation, and tower storage can usually be bundled when itemized on the same quote as the laser. Inclusion of automation is determined during underwriting.

Can the chiller and fume extraction be financed?

Chillers, fume extraction, and compressed-air or assist-gas equipment can often be bundled when itemized on the quote. Whether these soft costs are included is reviewed during underwriting.

Do you finance tube laser systems?

Tube and pipe laser cutting systems are commonly financed for fabricators expanding into tube work. Each is valued on make, model, and condition, subject to approval.

Equipment Financing

Laser Cutting Machines Financing

Direct answer

RCR International Finance LLC finances fiber and CO2 laser cutting machines for sheet metal, tube, and plate fabrication. Funding can cover the cutting head, chiller, automation, and software for new and used machines, structured as an equipment loan or lease. Eligible machines, terms, and any down payment are subject to underwriting and approval based on the business and the equipment quote.

Start an Application Call +1 248-939-2646

10-15 years

Typical useful life

New & used

What's financed

Loan / lease

Both available

The asset

Secured by

Subject to underwriting and approval.

Reviewed by the RCR International Finance LLC team

Commercial finance specialists · Last reviewed January 2026

Written to reflect how laser cutting machines financing actually works and checked against our editorial & compliance standards.

?Quick answer

Plan ahead

Estimate your payment

Model a monthly payment for laser cutting machines before you apply.

Open the estimator

What laser cutting machines you can finance

A representative sample of eligible assets in this category.

Amada ENSIS and LCG fiber lasers
Trumpf TruLaser fiber systems
Bystronic ByStar and BySprint
Mazak OPTIPLEX fiber lasers
Bodor and other fiber cutting machines
Tube and pipe laser cutting systems
Load/unload automation and shuttle tables

Financing laser cutting machines: the basics

RCR International Finance LLC arranges laser cutting machines financing for businesses acquiring manufacturing equipment. Because the asset secures the deal, laser cutting machines is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.

New laser cutters include current fiber sources, cutting heads, and warranty, which suits fabricators running high-volume cutting. Used CO2 and fiber lasers are commonly financed and are evaluated on source hours, optics condition, and automation. Both new and used purchases are subject to underwriting and approval.

A loan builds ownership and equity in the laser, fitting fabricators keeping the machine for many years. A lease can lower upfront cost and ease upgrades to higher wattage or newer sources. The right structure depends on cutting volume, tax planning, and retention plans.

Loan vs lease: which fits this asset?

Both options finance laser cutting machines, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.

Equipment Loan

Build ownership

You own the equipment outright at the end of the term
Builds equity in the asset as you pay it down
Best for equipment with a long, productive useful life
Payments are typically higher than a comparable lease

Equipment Lease

Lower payments, flexibility

Lower monthly payments to preserve cash flow
Flexibility to upgrade, renew, or return at term end
Best for assets you replace or upgrade often
End-of-term purchase options may be available

Soft costs you can often include

Financing frequently covers more than the sticker price, so the asset is working from day one.

Rigging, freight, and machine placement

Roll rigging, freight, and machine placement into the financed amount where the structure allows.

Foundation, power, and compressed air or assist gas

Roll foundation, power, and compressed air or assist gas into the financed amount where the structure allows.

Chiller, fume extraction, and automation

Roll chiller, fume extraction, and automation into the financed amount where the structure allows.

Operator and nesting-software training

Roll operator and nesting-software training into the financed amount where the structure allows.

Applicable sales and use taxes

Roll applicable sales and use taxes into the financed amount where the structure allows.

How equipment financing works

Select equipment

Identify the laser cutting machines and obtain a vendor quote with specifications.

Apply

Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.

Loan or lease

Choose an ownership-building loan or a lower-payment lease, subject to approval.

Vendor payment

On approval, financing pays the vendor and you take delivery.

Documents to finance laser cutting machines

Signed equipment quote or invoice from the dealer
Recent business bank statements
Most recent business tax return
Machine details: make, model, year, wattage, and source hours
Driver's license or owner ID
Completed credit application

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Industries that finance laser cutting machines

Manufacturing

Buying or upgrading production machinery and automation

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Construction

Purchasing or refinancing heavy equipment and vehicles

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Automotive

Buying lifts, diagnostic, and shop equipment

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