Forklifts Financing
Direct answer
RCR International Finance LLC finances forklifts and lift trucks for warehouses, manufacturers, and distribution operations. Funding can cover new or used electric, propane, and diesel units through loans or leases. Single trucks and full fleets are supported, with terms matched to the unit and its use, all subject to underwriting and approval based on the business and equipment.
Varies
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how forklifts financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances forklifts and lift trucks for warehouses, manufacturers, and distribution operations. Funding can cover new or used electric, propane, and diesel units through loans or leases. Single trucks and full fleets are supported, with terms matched to the unit and its use, all subject to underwriting and approval based on the business and equipment.
Plan ahead
Estimate your payment
Model a monthly payment for forklifts before you apply.
Open the estimatorWhat forklifts you can finance
A representative sample of eligible assets in this category.
- Electric counterbalance forklifts
- Propane (LPG) forklifts
- Diesel forklifts
- Reach trucks
- Order pickers
- Pallet jacks and walkie stackers
- Rough-terrain forklifts
Financing forklifts: the basics
RCR International Finance LLC arranges forklifts financing for businesses acquiring material handling. Because the asset secures the deal, forklifts is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New forklift financing supports full warranties and the latest battery or engine technology, fitting steady, high-utilization operations. Used forklifts are widely financed and are evaluated on hours, condition, and remaining life. Both new and used purchases are subject to underwriting and approval.
A loan builds ownership of trucks kept for years in a stable operation. A lease can lower upfront cost and ease rotation onto newer units, which suits seasonal or high-wear use. The right structure depends on utilization, maintenance, and tax planning.
Loan vs lease: which fits this asset?
Both options finance forklifts, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Delivery and freight
Roll delivery and freight into the financed amount where the structure allows.
Attachments such as clamps and side shifters
Roll attachments such as clamps and side shifters into the financed amount where the structure allows.
Battery, charger, or fuel-system setup
Roll battery, charger, or fuel-system setup into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
Operator training and certification
Roll operator training and certification into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the forklifts and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance forklifts
- Equipment quote or invoice
- Recent business bank statements
- Most recent business tax return
- Unit details: type, year, make, model, and hours
- Owner identification
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance forklifts
Key takeaways
- Forklifts can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as delivery and freight and attachments such as clamps and side shifters can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance forklifts for your business
RCR International Finance LLC can help you compare loan and lease options for forklifts.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Forklifts financing FAQs
- Can I finance a fleet of forklifts?
- Yes. Single trucks and multi-unit fleets are both financeable. Fleet purchases are structured during underwriting based on the units and the business, subject to approval.
- Are used forklifts eligible for financing?
- Used forklifts are widely financed and are valued on hours and condition during underwriting, which affects term and structure, subject to approval.
- Can attachments and batteries be included?
- Attachments such as clamps and side shifters, plus batteries and chargers, can usually be bundled when listed on the quote, subject to underwriting and approval.
- Do you finance electric, propane, and diesel forklifts?
- Yes. Electric, propane, and diesel lift trucks are all financeable. The unit is valued on its own merits during underwriting and approval.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.