Exam Tables Financing
Direct answer
RCR International Finance LLC finances medical exam and procedure tables for primary care, OB/GYN, dermatology, and specialty clinics, including manual, power, and bariatric models. Funding can cover single tables or a multi-room outfitting, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
10-15 years
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how exam tables financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances medical exam and procedure tables for primary care, OB/GYN, dermatology, and specialty clinics, including manual, power, and bariatric models. Funding can cover single tables or a multi-room outfitting, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
Plan ahead
Estimate your payment
Model a monthly payment for exam tables before you apply.
Open the estimatorWhat exam tables you can finance
A representative sample of eligible assets in this category.
- Midmark 625 and 626 power exam tables
- Ritter manual exam tables
- Brewer Access and FLEX Access tables
- OB/GYN and stirrup-equipped tables
- Power procedure and treatment tables
- Bariatric high-capacity exam tables
Financing exam tables: the basics
RCR International Finance LLC arranges exam tables financing for businesses acquiring medical equipment. Because the asset secures the deal, exam tables is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New exam tables include current power-positioning features, upholstery options, and warranty, which suits practices outfitting new rooms. Used and refurbished tables are commonly financed and are evaluated on upholstery condition, motor function, and age. Both new and used purchases are subject to underwriting and approval.
A loan builds ownership of the tables, fitting practices keeping them through their long service life. A lease can lower upfront cost during a build-out or expansion. The fit depends on the number of rooms, tax planning, and replacement plans.
Loan vs lease: which fits this asset?
Both options finance exam tables, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Delivery and in-room placement
Roll delivery and in-room placement into the financed amount where the structure allows.
Power and electrical connections for power tables
Roll power and electrical connections for power tables into the financed amount where the structure allows.
Stirrups, accessories, and upholstery options
Roll stirrups, accessories, and upholstery options into the financed amount where the structure allows.
Staff orientation on positioning controls
Roll staff orientation on positioning controls into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the exam tables and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance exam tables
- Signed equipment quote or invoice from the vendor
- Recent business bank statements
- Most recent business tax return
- Unit details: make, model, table type, and quantity
- Medical license or practice ownership documentation
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance exam tables
Key takeaways
- Exam Tables can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as delivery and in-room placement and power and electrical connections for power tables can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance exam tables for your business
RCR International Finance LLC can help you compare loan and lease options for exam tables.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Exam Tables financing FAQs
- Can multiple exam tables be financed for a new clinic?
- Yes. Tables for several rooms can be bundled on one financing when itemized on the same quote. The combined package is valued during underwriting, subject to approval.
- Are power and procedure tables both eligible?
- Manual, power, procedure, and bariatric tables are all commonly financed. Each is valued on make, model, and condition, subject to underwriting.
- Do you finance used exam tables?
- Refurbished and used tables are commonly considered. We request make, model, upholstery, and motor condition so the unit can be valued, with term matched to remaining service life, subject to approval.
- Can delivery and setup be included?
- Delivery, placement, and electrical connections can often be bundled when itemized on the same quote. Inclusion of these soft costs is determined during underwriting.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.