Do you finance both new and used dry van trailers?

Yes. New and used dry vans are commonly financed. Used vans are valued on age, floor and roof condition, and tire and brake status, subject to underwriting.

Can owner-operators finance a single trailer?

Yes. Single-trailer purchases by owner-operators are common. Each application is evaluated on the business profile and the asset, subject to approval.

Can multiple trailers be financed at once?

Often yes. Carriers adding several trailers can sometimes finance them under one structure, evaluated on the overall business and equipment, subject to underwriting.

What term lengths are typical for dry vans?

Terms are matched to the long useful life of these trailers, with newer units supporting longer terms than older used vans. Your specific term is determined during underwriting.

Equipment Financing

Dry Van Trailers Financing

Direct answer

RCR International Finance LLC finances new and used dry van trailers for carriers, owner-operators, and shippers. Enclosed dry vans haul general palletized freight over the road, and these trailers can be funded through an equipment loan or lease secured by the unit. Eligible trailers, term length, and any down payment are subject to underwriting and approval based on the business and the equipment quote.

Start an Application Call +1 248-939-2646

12-15 years

Typical useful life

New & used

What's financed

Loan / lease

Both available

The asset

Secured by

Subject to underwriting and approval.

Reviewed by the RCR International Finance LLC team

Commercial finance specialists · Last reviewed January 2026

Written to reflect how dry van trailers financing actually works and checked against our editorial & compliance standards.

?Quick answer

Plan ahead

Estimate your payment

Model a monthly payment for dry van trailers before you apply.

Open the estimator

What dry van trailers you can finance

A representative sample of eligible assets in this category.

Wabash DuraPlate dry vans
Great Dane Champion dry vans
Utility 4000D-X dry vans
Hyundai Translead dry vans
Stoughton dry vans
Vanguard dry vans
53-foot and 28-foot pup vans

Financing dry van trailers: the basics

RCR International Finance LLC arranges dry van trailers financing for businesses acquiring commercial trailers. Because the asset secures the deal, dry van trailers is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.

New dry van trailers typically support longer terms and full warranty coverage, which suits carriers expanding steady fleets. Used vans are widely financed and evaluated on age, floor and roof condition, and tire and brake status, with terms tied to remaining useful life. Both are subject to underwriting and approval.

A loan builds ownership in a durable trailer carriers keep for many years. A lease can lower upfront commitment and support fleet rotation. The right structure depends on freight volume, cash flow, and tax planning.

Loan vs lease: which fits this asset?

Both options finance dry van trailers, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.

Equipment Loan

Build ownership

You own the equipment outright at the end of the term
Builds equity in the asset as you pay it down
Best for equipment with a long, productive useful life
Payments are typically higher than a comparable lease

Equipment Lease

Lower payments, flexibility

Lower monthly payments to preserve cash flow
Flexibility to upgrade, renew, or return at term end
Best for assets you replace or upgrade often
End-of-term purchase options may be available

Soft costs you can often include

Financing frequently covers more than the sticker price, so the asset is working from day one.

Freight or drive-away delivery of the trailer

Roll freight or drive-away delivery of the trailer into the financed amount where the structure allows.

Logistics posts, e-track, and load bars

Roll logistics posts, e-track, and load bars into the financed amount where the structure allows.

Tire and brake upgrades

Roll tire and brake upgrades into the financed amount where the structure allows.

Applicable sales and use taxes

Roll applicable sales and use taxes into the financed amount where the structure allows.

Decals, lettering, and DOT compliance items

Roll decals, lettering, and dot compliance items into the financed amount where the structure allows.

How equipment financing works

Select equipment

Identify the dry van trailers and obtain a vendor quote with specifications.

Apply

Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.

Loan or lease

Choose an ownership-building loan or a lower-payment lease, subject to approval.

Vendor payment

On approval, financing pays the vendor and you take delivery.

Documents to finance dry van trailers

Signed equipment quote or invoice from the dealer or seller
Three to six months of recent business bank statements
Most recent business tax return
Trailer specifications including year, make, model, and length
Driver's license or government-issued ID of the owner
Completed credit application

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Industries that finance dry van trailers

Trucking

Getting paid immediately on delivered freight invoices

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Transportation and Logistics

Converting net-term freight and logistics invoices into cash

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Wholesale Distribution

Buying inventory in bulk to capture supplier discounts

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