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Equipment Financing

Dental CAD/CAM Systems Financing

Direct answer

RCR International Finance LLC finances dental CAD/CAM systems for chairside and in-lab restorations, including intraoral scanners, design software, milling units, and 3D printers. Funding can cover a single component or a complete digital workflow, structured as an equipment loan or lease. Eligible systems, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.

7-10 years

Typical useful life

New & used

What's financed

Loan / lease

Both available

The asset

Secured by

Subject to underwriting and approval.

R

Reviewed by the RCR International Finance LLC team

Commercial finance specialists · Last reviewed January 2026

Written to reflect how dental cad/cam systems financing actually works and checked against our editorial & compliance standards.

?Quick answer

RCR International Finance LLC finances dental CAD/CAM systems for chairside and in-lab restorations, including intraoral scanners, design software, milling units, and 3D printers. Funding can cover a single component or a complete digital workflow, structured as an equipment loan or lease. Eligible systems, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.

Plan ahead

Estimate your payment

Model a monthly payment for dental cad/cam systems before you apply.

Open the estimator

What dental cad/cam systems you can finance

A representative sample of eligible assets in this category.

Financing dental cad/cam systems: the basics

RCR International Finance LLC arranges dental cad/cam systems financing for businesses acquiring medical equipment. Because the asset secures the deal, dental cad/cam systems is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.

New CAD/CAM systems include current scanners, milling spindles, and warranty, which suits practices building a same-day restoration workflow. Used and refurbished scanners and mills are commonly financed and are evaluated on spindle hours, scanner condition, and software currency. Both are subject to underwriting and approval.

A loan builds ownership of the digital workflow, fitting practices keeping the system for many years. A lease can lower upfront cost and ease scanner and software upgrades as the technology advances quickly. The fit depends on case volume, tax planning, and upgrade cadence.

Loan vs lease: which fits this asset?

Both options finance dental cad/cam systems, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.

Equipment Loan

Build ownership

  • You own the equipment outright at the end of the term
  • Builds equity in the asset as you pay it down
  • Best for equipment with a long, productive useful life
  • Payments are typically higher than a comparable lease

Equipment Lease

Lower payments, flexibility

  • Lower monthly payments to preserve cash flow
  • Flexibility to upgrade, renew, or return at term end
  • Best for assets you replace or upgrade often
  • End-of-term purchase options may be available

Soft costs you can often include

Financing frequently covers more than the sticker price, so the asset is working from day one.

01

Delivery and in-office setup

Roll delivery and in-office setup into the financed amount where the structure allows.

02

Design, nesting, and milling software licenses

Roll design, nesting, and milling software licenses into the financed amount where the structure allows.

03

Sintering and glazing ovens and accessories

Roll sintering and glazing ovens and accessories into the financed amount where the structure allows.

04

Workflow training and onboarding

Roll workflow training and onboarding into the financed amount where the structure allows.

05

Applicable sales and use taxes

Roll applicable sales and use taxes into the financed amount where the structure allows.

How equipment financing works

1

Select equipment

Identify the dental cad/cam systems and obtain a vendor quote with specifications.

2

Apply

Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.

3

Loan or lease

Choose an ownership-building loan or a lower-payment lease, subject to approval.

4

Vendor payment

On approval, financing pays the vendor and you take delivery.

Documents to finance dental cad/cam systems

  • Signed equipment quote or invoice from the vendor
  • Recent business bank statements
  • Most recent business tax return
  • System details: scanner, mill, printer, and software
  • Dental license or practice ownership documentation
  • Completed credit application

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Industries that finance dental cad/cam systems

Key takeaways

  • Dental CAD/CAM Systems can be financed new or used, with the equipment itself serving as collateral.
  • Choose a loan to build ownership or a lease for lower payments and flexibility.
  • Soft costs such as delivery and in-office setup and design, nesting, and milling software licenses can often be rolled into the financed amount.
  • Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.

Proven Track Record

$566M+ funded across 78+ real closings

Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.

View Recent Closings

Finance dental cad/cam systems for your business

RCR International Finance LLC can help you compare loan and lease options for dental cad/cam systems.

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

Related financing

Dental CAD/CAM Systems financing FAQs

Can the scanner, mill, and software be financed together?
Yes. A complete chairside workflow including the intraoral scanner, milling unit, oven, and software can be bundled when itemized on the same quote. The package is valued during underwriting, subject to approval.
Are refurbished scanners and mills eligible?
Refurbished scanners and milling units are commonly considered. We request spindle hours, scanner condition, and software version so the equipment can be valued, subject to underwriting.
Can software licenses be included in the financing?
Design and milling software licenses can often be bundled when itemized alongside the hardware. Whether software soft costs are included is determined during underwriting.
Do labs and chairside practices both qualify?
Both in-office chairside practices and dental laboratories are reviewed individually based on the entity and the equipment. Eligibility is subject to underwriting and approval.

Important disclosure

All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.

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