Concrete Mixer Trucks Financing
Direct answer
RCR International Finance LLC finances new and used concrete mixer trucks for ready-mix producers and concrete contractors. These mixer-bodied trucks blend and deliver concrete to jobsites, and funding can be structured as an equipment loan or lease secured by the unit. Eligible trucks, term length, and any down payment are subject to underwriting and approval based on the business and the equipment quote.
10-15 years
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how concrete mixer trucks financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances new and used concrete mixer trucks for ready-mix producers and concrete contractors. These mixer-bodied trucks blend and deliver concrete to jobsites, and funding can be structured as an equipment loan or lease secured by the unit. Eligible trucks, term length, and any down payment are subject to underwriting and approval based on the business and the equipment quote.
Plan ahead
Estimate your payment
Model a monthly payment for concrete mixer trucks before you apply.
Open the estimatorWhat concrete mixer trucks you can finance
A representative sample of eligible assets in this category.
- Mack Granite mixer
- Kenworth T880 mixer
- Peterbilt 567 mixer
- International HX mixer
- Freightliner 122SD mixer
- McNeilus standard and bridgemaster drums
- Continental and London mixer bodies
Financing concrete mixer trucks: the basics
RCR International Finance LLC arranges concrete mixer trucks financing for businesses acquiring construction equipment. Because the asset secures the deal, concrete mixer trucks is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New mixer trucks typically support longer terms and full warranty coverage on both chassis and drum, which suits producers with steady delivery volume. Used mixers are commonly financed and evaluated on mileage, engine hours, and drum and chute condition, with terms tied to remaining useful life. Both are subject to underwriting and approval.
A loan builds ownership in a specialized truck that ready-mix operations keep for years. A lease can reduce upfront commitment and support fleet rotation onto newer emissions-compliant chassis. The right structure depends on delivery volume, cash flow, and tax planning.
Loan vs lease: which fits this asset?
Both options finance concrete mixer trucks, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Freight and delivery of the completed truck
Roll freight and delivery of the completed truck into the financed amount where the structure allows.
Drum, chute, and water-system options
Roll drum, chute, and water-system options into the financed amount where the structure allows.
Decals, lighting, and DOT compliance items
Roll decals, lighting, and dot compliance items into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
Dealer setup and pre-delivery inspection
Roll dealer setup and pre-delivery inspection into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the concrete mixer trucks and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance concrete mixer trucks
- Signed equipment quote or invoice from the dealer or upfitter
- Three to six months of recent business bank statements
- Most recent business tax return
- Truck specifications including year, make, model, mileage, and drum size
- Commercial driver's license information where applicable
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance concrete mixer trucks
Key takeaways
- Concrete Mixer Trucks can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as freight and delivery of the completed truck and drum, chute, and water-system options can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance concrete mixer trucks for your business
RCR International Finance LLC can help you compare loan and lease options for concrete mixer trucks.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Concrete Mixer Trucks financing FAQs
- Can the chassis and mixer body be financed together?
- Yes. When the chassis and drum are sold together on one quote or completed by an upfitter, they can usually be financed as a single unit, subject to underwriting.
- Do you finance used mixer trucks?
- Yes. Used mixers are valued on mileage, engine condition, and drum and chute wear, with term length set to the remaining useful life. Outcomes are subject to underwriting.
- Are owner-operators eligible to finance a mixer truck?
- A range of buyers finance mixer trucks, from owner-operators to fleets. Each application is evaluated on the business profile and the asset, subject to approval.
- What term lengths are typical for mixer trucks?
- Terms are matched to the expected useful life of the truck, with newer units supporting longer terms than high-mileage used ones. Your specific term is determined during underwriting.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.