Chiropractic Tables Financing
Direct answer
RCR International Finance LLC finances chiropractic adjusting and treatment tables, including flexion-distraction, drop, elevation, and hydraulic models. Funding can cover single tables or a full clinic outfitting, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
10-15 years
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how chiropractic tables financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances chiropractic adjusting and treatment tables, including flexion-distraction, drop, elevation, and hydraulic models. Funding can cover single tables or a full clinic outfitting, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
Plan ahead
Estimate your payment
Model a monthly payment for chiropractic tables before you apply.
Open the estimatorWhat chiropractic tables you can finance
A representative sample of eligible assets in this category.
- Lloyd Galaxy flexion-distraction tables
- Hill HA90 and Laboratory hydraulic tables
- Leander elevation and flexion tables
- Zenith drop and hi-lo tables
- Omni and Chattanooga treatment tables
- Stationary and portable adjusting tables
Financing chiropractic tables: the basics
RCR International Finance LLC arranges chiropractic tables financing for businesses acquiring medical equipment. Because the asset secures the deal, chiropractic tables is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New chiropractic tables include current drop and elevation mechanisms, upholstery options, and warranty, which suits clinics outfitting treatment rooms. Used and refurbished tables are commonly financed and are evaluated on upholstery, mechanism function, and age. Both new and used purchases are subject to underwriting and approval.
A loan builds ownership of the tables, fitting clinics keeping them through a long service life. A lease can lower upfront cost during a startup or expansion. The fit depends on the number of rooms, tax planning, and replacement plans.
Loan vs lease: which fits this asset?
Both options finance chiropractic tables, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Delivery and in-room placement
Roll delivery and in-room placement into the financed amount where the structure allows.
Power connections for elevation tables
Roll power connections for elevation tables into the financed amount where the structure allows.
Drop pieces, headrests, and accessories
Roll drop pieces, headrests, and accessories into the financed amount where the structure allows.
Staff orientation on table mechanisms
Roll staff orientation on table mechanisms into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the chiropractic tables and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance chiropractic tables
- Signed equipment quote or invoice from the vendor
- Recent business bank statements
- Most recent business tax return
- Unit details: make, model, table type, and quantity
- Chiropractic license or practice ownership documentation
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance chiropractic tables
Key takeaways
- Chiropractic Tables can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as delivery and in-room placement and power connections for elevation tables can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance chiropractic tables for your business
RCR International Finance LLC can help you compare loan and lease options for chiropractic tables.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Chiropractic Tables financing FAQs
- Can a startup clinic finance several tables at once?
- Yes. Adjusting and treatment tables for multiple rooms can be bundled on one financing when itemized on the same quote. Startups are reviewed case by case, subject to underwriting and approval.
- Are flexion-distraction and drop tables eligible?
- Flexion-distraction, drop, elevation, and hydraulic tables are all commonly financed. Each is valued on make, model, and condition, subject to underwriting.
- Do you finance used chiropractic tables?
- Refurbished and used tables are commonly considered. We request make, model, mechanism, and upholstery condition so the unit can be valued, subject to approval.
- Can accessories and drop pieces be included?
- Drop pieces, headrests, and accessories can often be bundled when itemized on the same quote as the table. Inclusion of these soft costs is determined during underwriting.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.