Brewery Equipment Financing
Direct answer
RCR International Finance LLC finances brewery, cidery, and beverage-production equipment for craft producers. Funding can cover brewhouses, fermentation, packaging, and cold storage through loans or leases. New buildouts and used systems are both supported, with terms matched to the equipment, all subject to underwriting and approval based on the business and equipment.
Varies
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how brewery equipment financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances brewery, cidery, and beverage-production equipment for craft producers. Funding can cover brewhouses, fermentation, packaging, and cold storage through loans or leases. New buildouts and used systems are both supported, with terms matched to the equipment, all subject to underwriting and approval based on the business and equipment.
Plan ahead
Estimate your payment
Model a monthly payment for brewery equipment before you apply.
Open the estimatorWhat brewery equipment you can finance
A representative sample of eligible assets in this category.
- Brewhouses and mash systems
- Fermentation tanks and brite tanks
- Canning and bottling lines
- Kegging and keg-washing systems
- Glycol chillers and cold storage
- Milling and grain handling equipment
- Filtration and quality-control equipment
Financing brewery equipment: the basics
RCR International Finance LLC arranges brewery equipment financing for businesses acquiring beverage production. Because the asset secures the deal, brewery equipment is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New brewery equipment financing supports full warranties and current production technology, fitting producers planning long-term capacity. Used tanks, brewhouses, and packaging lines are commonly financed at lower cost and are evaluated on condition and remaining life. Both new and used purchases are subject to underwriting and approval.
A loan builds ownership of durable production assets like tanks and brewhouses a producer plans to keep. A lease can preserve capital during a buildout and ease additions of packaging or cold storage capacity. The right structure depends on production volume, cash flow, and tax planning.
Loan vs lease: which fits this asset?
Both options finance brewery equipment, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Rigging, freight, and tank placement
Roll rigging, freight, and tank placement into the financed amount where the structure allows.
Installation and glycol or utility hookup
Roll installation and glycol or utility hookup into the financed amount where the structure allows.
Commissioning and calibration
Roll commissioning and calibration into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
Operator training
Roll operator training into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the brewery equipment and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance brewery equipment
- Equipment quote from the supplier
- Recent business bank statements
- Most recent business tax return
- Equipment list with specifications and capacities
- Owner identification and applicable licensing
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance brewery equipment
Key takeaways
- Brewery Equipment can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as rigging, freight, and tank placement and installation and glycol or utility hookup can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance brewery equipment for your business
RCR International Finance LLC can help you compare loan and lease options for brewery equipment.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Brewery Equipment financing FAQs
- Can a brewery finance a full buildout package?
- Yes. A complete package of brewhouse, tanks, and packaging can be financed together when listed on a supplier quote, reviewed during underwriting based on the business.
- Is used brewery equipment eligible?
- Used tanks, brewhouses, and packaging lines are commonly financed and are valued on condition and remaining life during underwriting, which affects term and structure.
- Can installation and glycol hookup be financed?
- Installation, glycol, and utility hookup can often be bundled with the equipment when itemized on the quote, subject to underwriting and approval.
- Can a startup brewery qualify for equipment financing?
- Newer and startup breweries are reviewed on factors including the owner's background and the equipment. Early-stage businesses are considered, subject to underwriting and approval.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.