Autoclaves Financing
Direct answer
RCR International Finance LLC finances steam sterilizers and autoclaves for dental, medical, surgical, veterinary, and laboratory settings, from tabletop units to large chamber sterilizers. Funding can cover the sterilizer, water treatment, and installation, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
8-12 years
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how autoclaves financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances steam sterilizers and autoclaves for dental, medical, surgical, veterinary, and laboratory settings, from tabletop units to large chamber sterilizers. Funding can cover the sterilizer, water treatment, and installation, structured as an equipment loan or lease. Eligible units, terms, and any down payment are subject to underwriting and approval based on the practice and the equipment quote.
Plan ahead
Estimate your payment
Model a monthly payment for autoclaves before you apply.
Open the estimatorWhat autoclaves you can finance
A representative sample of eligible assets in this category.
- Midmark M9 and M11 tabletop sterilizers
- Tuttnauer EZ and Elara autoclaves
- SciCan STATIM cassette sterilizers
- Steris and Getinge chamber sterilizers
- Class B vacuum autoclaves
- Large floor-standing surgical sterilizers
Financing autoclaves: the basics
RCR International Finance LLC arranges autoclaves financing for businesses acquiring medical equipment. Because the asset secures the deal, autoclaves is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New autoclaves include current cycle controls, validation logging, and warranty, which suits practices standardizing sterile processing. Used and refurbished tabletop and chamber units are commonly financed and are evaluated on chamber condition, cycle count, and gasket and valve wear. Both are subject to underwriting and approval.
A loan builds ownership of the sterilizer, fitting practices keeping the unit through its full service life. A lease can lower upfront cost and ease upgrades to higher-capacity or faster-cycle units. The fit depends on processing volume, tax planning, and replacement plans.
Loan vs lease: which fits this asset?
Both options finance autoclaves, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Delivery and sterile-area installation
Roll delivery and sterile-area installation into the financed amount where the structure allows.
Water treatment and distillation accessories
Roll water treatment and distillation accessories into the financed amount where the structure allows.
Plumbing and drain connections
Roll plumbing and drain connections into the financed amount where the structure allows.
Validation, calibration, and staff training
Roll validation, calibration, and staff training into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the autoclaves and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance autoclaves
- Signed equipment quote or invoice from the vendor
- Recent business bank statements
- Most recent business tax return
- Unit details: make, model, chamber size, and condition
- Practice license or ownership documentation
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance autoclaves
Key takeaways
- Autoclaves can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as delivery and sterile-area installation and water treatment and distillation accessories can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance autoclaves for your business
RCR International Finance LLC can help you compare loan and lease options for autoclaves.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Autoclaves financing FAQs
- Can water treatment accessories be financed with the unit?
- Distillers and water treatment accessories can be bundled when itemized on the same quote as the sterilizer. The combined package is valued during underwriting, subject to approval.
- Are refurbished autoclaves eligible?
- Refurbished tabletop and chamber sterilizers are commonly considered. We request chamber condition, cycle count, and service history so the unit can be valued, subject to underwriting.
- Can installation and plumbing be included?
- Installation, plumbing, and drain connections can often be bundled when itemized on the same quote. Inclusion of these soft costs is determined during underwriting.
- Do dental, medical, and veterinary practices all qualify?
- Dental, medical, surgical, veterinary, and laboratory settings are all reviewed individually based on the entity and the equipment. Eligibility is subject to underwriting and approval.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.