Aerial Lifts Financing
Direct answer
RCR International Finance LLC finances new and used aerial lifts for contractors, utilities, and rental fleets. This category spans boom lifts, scissor lifts, vertical mast lifts, and towable units used for elevated access, and funding can be arranged as an equipment loan or lease secured by the machine. Eligible units, term length, and any down payment are subject to underwriting and approval based on the business and the equipment quote.
8-15 years
Typical useful life
New & used
What's financed
Loan / lease
Both available
The asset
Secured by
Subject to underwriting and approval.
Reviewed by the RCR International Finance LLC team
Commercial finance specialists · Last reviewed January 2026
Written to reflect how aerial lifts financing actually works and checked against our editorial & compliance standards.
?Quick answer
RCR International Finance LLC finances new and used aerial lifts for contractors, utilities, and rental fleets. This category spans boom lifts, scissor lifts, vertical mast lifts, and towable units used for elevated access, and funding can be arranged as an equipment loan or lease secured by the machine. Eligible units, term length, and any down payment are subject to underwriting and approval based on the business and the equipment quote.
Plan ahead
Estimate your payment
Model a monthly payment for aerial lifts before you apply.
Open the estimatorWhat aerial lifts you can finance
A representative sample of eligible assets in this category.
- JLG boom and scissor lifts
- Genie Z, S, and GS series
- Skyjack scissor and boom lifts
- Snorkel mast and boom lifts
- Haulotte aerial platforms
- Genie vertical mast runabout lifts
- Towable boom lifts
Financing aerial lifts: the basics
RCR International Finance LLC arranges aerial lifts financing for businesses acquiring aerial equipment. Because the asset secures the deal, aerial lifts is one of the more accessible commercial structures, and it keeps working capital free for payroll, materials, and growth. Subject to underwriting and approval.
New aerial lifts typically support longer terms and full warranty coverage, which suits firms with steady at-height demand. Used units are commonly financed and evaluated on hours, battery or engine condition, and inspection status, with terms tied to remaining useful life. Both are subject to underwriting and approval.
A loan builds ownership in versatile access equipment used across many jobs. A lease can reduce upfront cost and ease fleet rotation, which suits rental companies and project-based firms. The right structure depends on utilization, cash flow, and tax planning.
Loan vs lease: which fits this asset?
Both options finance aerial lifts, the right choice depends on how long you keep the asset and whether ownership or lower payments matters more.
Equipment Loan
Build ownership
- You own the equipment outright at the end of the term
- Builds equity in the asset as you pay it down
- Best for equipment with a long, productive useful life
- Payments are typically higher than a comparable lease
Equipment Lease
Lower payments, flexibility
- Lower monthly payments to preserve cash flow
- Flexibility to upgrade, renew, or return at term end
- Best for assets you replace or upgrade often
- End-of-term purchase options may be available
Soft costs you can often include
Financing frequently covers more than the sticker price, so the asset is working from day one.
Freight and delivery to the jobsite or yard
Roll freight and delivery to the jobsite or yard into the financed amount where the structure allows.
Platform, basket, and rail configuration options
Roll platform, basket, and rail configuration options into the financed amount where the structure allows.
Annual inspection and certification on used units
Roll annual inspection and certification on used units into the financed amount where the structure allows.
Applicable sales and use taxes
Roll applicable sales and use taxes into the financed amount where the structure allows.
Operator and fall-protection training
Roll operator and fall-protection training into the financed amount where the structure allows.
How equipment financing works
Select equipment
Identify the aerial lifts and obtain a vendor quote with specifications.
Apply
Submit the quote with recent bank statements so underwriting can assess the asset and cash flow.
Loan or lease
Choose an ownership-building loan or a lower-payment lease, subject to approval.
Vendor payment
On approval, financing pays the vendor and you take delivery.
Documents to finance aerial lifts
- Signed equipment quote or invoice from the dealer or seller
- Three to six months of recent business bank statements
- Most recent business tax return
- Machine specifications including year, make, model, and hours
- Inspection records on used units where applicable
- Completed credit application
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Industries that finance aerial lifts
Key takeaways
- Aerial Lifts can be financed new or used, with the equipment itself serving as collateral.
- Choose a loan to build ownership or a lease for lower payments and flexibility.
- Soft costs such as freight and delivery to the jobsite or yard and platform, basket, and rail configuration options can often be rolled into the financed amount.
- Financing is subject to underwriting and approval; RCR International Finance LLC does not guarantee rates or approval.
Proven Track Record
$566M+ funded across 78+ real closings
Results over claims. See genuine, closed equipment transactions, anonymized by business type, that RCR International Finance LLC has funded.
Finance aerial lifts for your business
RCR International Finance LLC can help you compare loan and lease options for aerial lifts.
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
Related financing
Aerial Lifts financing FAQs
- What equipment falls under aerial lifts?
- Aerial lifts include boom lifts, scissor lifts, vertical mast lifts, and towable units used for elevated access. All are commonly financed, subject to underwriting.
- Can a mixed fleet of lifts be financed together?
- Often yes. A package of several lift types can sometimes be financed under one structure, evaluated on the overall business and equipment, subject to approval.
- Are used aerial lifts eligible?
- Yes. Used units are valued on hours, power-source condition, and inspection status, with term length set to the remaining useful life. Outcomes are subject to underwriting.
- Do rental companies finance aerial lifts?
- Yes. Rental fleets commonly finance aerial lifts to expand capacity. Each application is evaluated on the business and asset, subject to underwriting.
Important disclosure
All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.
RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.