$385,000 Account Receivable Finance Facility for a Ball Bering Manufacturer

About this closing

In August 8, 2023, RCR International Finance LLC closed a $385,000 working capital transaction, specifically a account receivable finance facility, for a ball bering manufacturer. This page summarizes the closing as part of our public track record; the client is identified by business type rather than name to protect confidentiality.

This transaction falls under invoice factoring. Invoice factoring is the sale of outstanding accounts receivable to a funding partner in exchange for an upfront advance. Instead of waiting 30, 60, or 90 days for customers to pay, a business receives most of the invoice value immediately and the balance, minus a factoring fee, once the customer settles.

Businesses pursue invoice factoring when they b2b companies with creditworthy commercial customers or businesses with long net-30 to net-90 payment terms. For a ball bering manufacturer, a $385,000 facility of this type can fund a meaningful step, an asset, a project, a trade flow, or a working-capital need, while keeping the rest of the balance sheet intact.

Common reasons businesses turn to invoice factoring include making payroll while customers pay on net-60 terms, funding new orders without taking on term debt, smoothing cash flow during rapid growth, covering fuel and operating costs in trucking. In each case the principle is the same: convert a future or illiquid value into capital that can be put to work now, without surrendering control of the business.

Several factors shape any transaction of this kind. The advance rate and fee depend on customer credit, invoice volume, and industry, not on a posted rate. Recourse and non-recourse structures allocate non-payment risk differently. Factoring scales with sales, more invoices can mean more available funding. That is why RCR International Finance LLC reviews each request individually rather than quoting a single figure, the right structure depends on the business, its assets, and its underwriting.

This closing is one part of a broader record: RCR International Finance LLC has funded over $566 million across 78+ recent transactions spanning commercial real estate, trade finance, equipment, and working capital. We publish that record because results are more meaningful than claims.

Every closing like this one reflects a structure matched to a specific business and its underwriting. The amount, terms, and timeline are unique to the transaction, and past results do not predict future ones. RCR International Finance LLC does not guarantee approval, rates, or funding amounts. Terms are determined case by case after review.

If your business has a similar need, the path starts the same way: define the use of funds, identify what supports repayment, and review the structures that fit. A ball bering manufacturer weighing a step of this size should start with a clear plan for how the capital will be used and repaid. RCR International Finance LLC can help evaluate options based on your business profile, cash flow, collateral, and goals. All financing is subject to underwriting and approval. Program availability may vary, and documentation requirements depend on the financing structure.

What a closing like this ultimately illustrates is method rather than promise. The amount and structure shown here were matched to one business at one moment, after review of how it earns, what it could offer as security, and how quickly it needed capital. A different ball bering manufacturer with a comparable goal would be assessed on its own facts and could see a very different result. That is the point of publishing real transactions: to show how RCR International Finance LLC works, not to imply that any specific outcome is repeatable on request. Subject to underwriting and approval.